State Farm Washington UMPD diminished value settlement
Hardy v. State Farm Mutual Automobile Insurance Company
Also known as State Farm diminished value; State Farm UMPD settlement; Washington UMPD settlement
The lawsuit claimed State Farm failed to pay Washington UMPD insureds for their cars' lost (diminished) value.
- You could get
- About $625
Source
“The average payment will likely be in the range of $625”
From the administrator site: Official settlement website FAQ.
- You need
- No receipt needed Needs the code from your notice Class Member ID from the Individual Notice you received, to file online Some paperwork: describes the claim form only
Source
“The Claim Form, which is green, is two pages, and was enclosed with the Individual Notice sent to Settlement Class Members. ... If you had two (or more) qualifying Accidents, you will receive a Claim Form for each, and will, if you wish to assert a Claim for each, need to submit a Claim Form for each qualifying Accident.”
From the administrator site: Official settlement website FAQ.
- Who can file
- Washington State Farm UMPD car repair claim, Jan 2019-Feb 2026
Source
“You are not a member of the Settlement Class if (a) your claim involved a leased vehicle or your vehicle was declared a total loss, or (b) the Accident did not occur between January 13, 2019 and February 27, 2026.”
From the administrator site: Official settlement website FAQ.
- Where
- Washington only
Source
“You are a member of the Settlement Class if you are a STATE FARM insured, and your insured vehicle’s repairs were covered under the UMPD provision of a Policy issued in Washington; and 1. the repair estimate on the vehicle (including any supplements) totaled at least $1,000; and 2. the vehicle was no more than six years old (model year plus five years) and had less than 90,000 miles on it at the time of the Accident; and 3. the vehicle suffered structural (frame) damage and/or deformed sheet metal and/or required body or paint work.”
From the administrator site: Official settlement website FAQ.
- Time to file
- About 4 minutes
Source
Our estimate of how long the official claim form takes. The notice does not say.
From the official site: washingtonumpdsettlement.com.
Free. The official site never charges.
Quick answers
How much is the State Farm Washington UMPD diminished value settlement payout?
About $625.
Where is the State Farm Washington UMPD diminished value settlement claim form?
On the official site, www.washingtonumpdsettlement.com. Filing is free. The last day to file is Dec 14, 2026.
When will the State Farm Washington UMPD diminished value settlement pay?
Payment can only happen after the court gives final approval and any appeals are over.
For context: First payments were issued 52 to 875 days after final approval, based on 15 settlements. Half were paid within 119 days. 1 of the 15 waited on appeals after approval.
Is the State Farm Washington UMPD diminished value settlement legit?
The settlement administrator (the company that handles claims) is Kroll, and the official site is www.washingtonumpdsettlement.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Compare yourself to the official class definition
You may be included if State Farm paid your car repairs under Washington UMPD coverage for an accident, January 13, 2019-February 27, 2026.
It covers repairs estimated at $1,000+ on cars up to six years old with under 90,000 miles and frame, sheet metal or body/paint damage.
You are not included if the car was leased or declared a total loss.
Check each condition yourself. The boxes are only for you; nothing is sent or stored.
You are a member of the Settlement Class if you are a STATE FARM insured, and your insured vehicle’s repairs were covered under the UMPD provision of a Policy issued in Washington; and 1. the repair estimate on the vehicle (including any supplements) totaled at least $1,000; and 2. the vehicle was no more than six years old (model year plus five years) and had less than 90,000 miles on it at the time of the Accident; and 3. the vehicle suffered structural (frame) damage and/or deformed sheet metal and/or required body or paint work.
From the administrator site: Official settlement website FAQ
This checklist is for guidance only and can be wrong. Only the court's definition decides. Read the official wording before you file.
How to file
-
Find the code from your notice
- Class Member ID from the Individual Notice you received, to file online
-
Gather what you need
No proof of purchase is required.
- To file by mail: the green two-page Claim Form that came with your notice, filled out and signed
- A separate claim form for each qualifying accident
-
File online, or by mail
At www.washingtonumpdsettlement.com, by Dec 14, 2026. Filing is free.
Or mail a paper claim form to:Hardy v. State Farm Mutual Automobile Insurance Co., c/o Kroll Settlement Administration LLC, P.O. Box 225391, New York, NY 10150-5391
The deadline note says: “You can still file a claim by mail or call the hotline.” -
Save your confirmation
Keep your confirmation number or email. You do not need to file again.
Confirm with the administrator before you act.
After you file
Payment can only happen after the court gives final approval and any appeals are over.
For context: First payments were issued 52 to 875 days after final approval, based on 15 settlements. Half were paid within 119 days. 1 of the 15 waited on appeals after approval.
Also ending this week
Related settlements
Case details
- Case
- Hardy v. State Farm Mutual Automobile Insurance Company
- Court
- United States District Court for the Western District of Washington
- Case number
- 2:25-cv-00072-RSM
- Administrator
- Kroll
- Official site
- www.washingtonumpdsettlement.com
- Settlement fund
- Up to $8,822,039.83 (attorneys' fees, costs and service awards are paid from it; State Farm pays notice and administration separately)
- Full payout terms
- Average about $625, scaled to your repair costA share of the Settlement Fund (up to $8,822,039.83, less attorneys' fees, costs and service awards) in proportion to your repair cost. The average payment will likely be in the range of $625, reduced by any diminished value State Farm already paid you.
- Effort
- Easy, about 4 minutes
- States
- Washington
Other dates
- Opt-out (exclusion) deadline
- (passed) source document
- Objection deadline
- (passed) source document
- Final approval hearing
- (passed) source document
The court’s exact words
You are a member of the Settlement Class if you are a STATE FARM insured, and your insured vehicle’s repairs were covered under the UMPD provision of a Policy issued in Washington; and 1. the repair estimate on the vehicle (including any supplements) totaled at least $1,000; and 2. the vehicle was no more than six years old (model year plus five years) and had less than 90,000 miles on it at the time of the Accident; and 3. the vehicle suffered structural (frame) damage and/or deformed sheet metal and/or required body or paint work.
Quoted from the official notice. Read the notice for the full definition.
Our notes: Per the settlement website, the class is State Farm insureds whose vehicle repairs were paid under the underinsured motorist property damage (UMPD) coverage of a policy issued in Washington, for an accident between January 13, 2019 and February 27, 2026, where the repair estimate (with supplements) was at least $1,000, the vehicle was no more than six years old (model year plus five) with under 90,000 miles at the time of the accident, and it had structural (frame) damage, deformed sheet metal or needed body or paint work. Not included: leased vehicles, vehicles declared a total loss, and accidents outside those dates. Read the FAQ and the notice for the full definition.
Sources and checks (3)
- Official settlement website FAQ administrator site
- Official online claim form (login screen) administrator site
- Official settlement website home page administrator site
What changedLast change Nov 6, 2026
- Updated the claim filing details: the website says it cannot currently process online claim forms, so claims can be filed by mail or by calling the hotline. source document
- Page created. Claims open until December 14, 2026. source document
Questions
I already filed. What now?
Keep your confirmation number or email. You do not need to file again. Payment can only happen after the court gives final approval; once it does, the payment status page shows what is known.