Capital One 360 Savings settlement
In re: Capital One 360 Savings Account Interest Rate Litigation
Also known as 360 Performance Savings; Capital One savings interest rate; MDL 3111
The lawsuit said Capital One paid a lower interest rate on 360 Savings than on 360 Performance Savings.
Copied from the official notice. Last compared Nov 3, 2026.
- You could get
- A share of the fund $425 million fund, split among everyone who files, by interest.
Source
“Share of a $425 million fund, based on interest lost”
From the administrator site: Official FAQ. Last compared Nov 3, 2026.
- Payments
- Approved, not paid yet Court approved Apr 20, 2026. Has it paid yet? See payment status.
Source
“No Class Cash Payments will be paid unless and until the Effective Date occurs, and the settlement administrator is not currently able to estimate when Class Members might receive their Class Cash Payments.”
From the administrator site: Official settlement site home page. Last compared Nov 3, 2026.
- Claims
- No claim form needed
- Who can file
- Held a Capital One 360 Savings account, Sep 2019 to Jun 2025
Source
“If you are or were a Capital One 360 Savings account holder at any time from September 18, 2019, through June 16, 2025, you are eligible for benefits from a $425 million class action settlement.”
From the administrator site: Official settlement site home page. Last compared Nov 3, 2026.
- Where
- Anywhere in the U.S.
Source
“If you are or were a Capital One 360 Savings account holder at any time from September 18, 2019, through June 16, 2025”
From the administrator site: Official settlement site home page. Last compared Nov 3, 2026.
Quick answers
How much is the Capital One 360 Savings settlement payout?
A share of the fund. $425 million fund, split among everyone who files, by interest.
Do I need to file a claim for the Capital One 360 Savings settlement?
No claim form. Payment is automatic.
When is the Capital One 360 Savings settlement payout date?
Court approved Apr 20, 2026.
Is the Capital One 360 Savings settlement legit?
The settlement administrator (the company that handles claims) is Epiq, and the official site is capitalone360savingsaccountlitigation.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Also ending this week
Related settlements
Confirm with the administrator before you act.
Case details
- Case
- In re: Capital One 360 Savings Account Interest Rate Litigation
- Court
- U.S. District Court, Eastern District of Virginia, Alexandria Division
- Case number
- 1:24-md-03111-DJN
- Administrator
- Epiq
- Official site
- capitalone360savingsaccountlitigation.com
- Settlement fund
- $425 million
- Full payout terms
- Share of a $425 million fund, based on interest lost
Other dates
- Final approval granted
- From the court order we read.From the signed order (Dkt. 348), read on the CourtListener court-record copy. An appeal from it is pending. Source: court record
The court’s exact words
If you are or were a Capital One 360 Savings account holder at any time from September 18, 2019, through June 16, 2025
Quoted from the official notice. Read the notice for the full definition.
You may be included if you held a Capital One 360 Savings account at any time from September 18, 2019 through June 16, 2025.
Sources and checks (5)
Every fact people act on was copied from the official source and compared with it. How we check
- Official settlement site home page administrator site
- Official FAQ administrator site
- Order approving class action settlement, E.D. Va. MDL 1:24md3111, Dkt. 348 (CourtListener RECAP copy of the court's order; the official site hosts the same order as a scanned PDF) court record
- Judgment, E.D. Va. MDL 1:24md3111, Dkt. 350 (CourtListener RECAP copy) court record
- CourtListener RECAP docket, In re Capital One 360 Savings Account Interest Rate Litigation, 1:24-md-03111 (entries 357 and 362) court record
What changedLast change Oct 3, 2026
- Payment-status record created. The court approved the settlement on April 20, 2026. An appeal is pending, and the administrator says no payments will be made until it is resolved and cannot estimate a date. source document
Questions
I already filed. What now?
There is no claim form, so there was nothing to file. The administrator pays class members automatically, usually after final approval and any appeals. Never pay anyone to check on a payment.