ATM surcharge settlement for bank-owned ATMs
Mackmin, et al. v. Visa Inc., et al. (Visa and Mastercard settlement, bank-owned ATM class). Not the non-bank ATM case.
Also known as ATM access fee
The lawsuit claimed Visa, Mastercard and banks conspired over fees charged at other banks’ ATMs.
Copied from the official notice. Last compared Nov 7, 2026.
- You could get
- A share of the fund $197.5 million fund, split among everyone who files.
Source
“Pro rata share of the net settlement fund”
From the administrator site: Long Form Notice, 2024 Visa and Mastercard settlement (court-approved notice hosted on the official site). Last compared Nov 7, 2026.
- Payments
- Payments stopped They went out, then were canceled. Has it paid yet? See payment status.
Source
“Digital payments for the 2024 ATM Surcharge Settlement commenced on April 6, 2026. Digital payments were issued between April and June 2026. All digital payments have since been canceled.”
From the administrator site: Official settlement site home page. Last compared Nov 7, 2026.
- Claims
- Closed Jan 22, 2025
Source
“Claim Forms must be submitted electronically or postmarked no later than January 22, 2025.”
From the administrator site: Long Form Notice, 2024 Visa and Mastercard settlement (court-approved notice hosted on the official site). Last compared Nov 7, 2026.
- Who can file
- Paid a fee at another bank’s ATM, Oct 2007 to Jul 2024
Source
“An individual or entity that paid an unreimbursed ATM Access Fee directly to any Bank Defendant or Alleged Bank Co-Conspirator for a Foreign ATM Transaction using an ATM card issued by a financial institution in the United States to withdraw cash at an ATM located in the United States at any time from October 1, 2007, to July 26, 2024. ... Bank Defendant means JP Morgan, Wells Fargo, or Bank of America. Alleged Bank Co-Conspirator means a bank that is a member of the Visa and/or Mastercard ATM networks.”
From the administrator site: Long Form Notice, 2024 Visa and Mastercard settlement (court-approved notice hosted on the official site). Last compared Nov 7, 2026.
- Where
- Anywhere in the U.S.
Source
“An individual or entity that paid an unreimbursed ATM Access Fee directly to any Bank Defendant or Alleged Bank Co-Conspirator for a Foreign ATM Transaction using an ATM card issued by a financial institution in the United States to withdraw cash at an ATM located in the United States at any time from October 1, 2007, to July 26, 2024.”
From the administrator site: Long Form Notice, 2024 Visa and Mastercard settlement (court-approved notice hosted on the official site). Last compared Nov 7, 2026.
Quick answers
How much is the ATM surcharge settlement for bank-owned ATMs payout?
A share of the fund. $197.5 million fund, split among everyone who files.
Can I still file a claim for the ATM surcharge settlement for bank-owned ATMs?
No. Claims closed on Jan 22, 2025.
When is the ATM surcharge settlement for bank-owned ATMs payout date?
They went out, then were canceled.
Is the ATM surcharge settlement for bank-owned ATMs legit?
The settlement administrator (the company that handles claims) is A.B. Data, and the official site is atmclassaction.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Also ending this week
Related settlements
Confirm with the administrator before you act.
Case details
- Case
- Mackmin, et al. v. Visa Inc., et al. (Visa and Mastercard settlement, bank-owned ATM class)
- Court
- U.S. District Court, District of Columbia
- Case number
- 1:11-cv-01831
- Administrator
- A.B. Data
- Official site
- atmclassaction.com
- Settlement fund
- $197.5 million (Visa and Mastercard settlement); earlier bank settlements totaled $67 million
- Full payout terms
- Pro rata share of the net settlement fund
Other dates
- Opt-out (exclusion) deadline
- (passed) source document
- Objection deadline
- (passed) source document
- Final approval granted
- From the court order we read.The order is signed June 20, 2025 and was entered on the docket June 23, 2025 (the site lists it as dated 2025-06-23). This is the Visa and Mastercard settlement only, not the separate non-bank ATM case (Burke v. Visa). The Burke settlement is still open for claims: its site says you "must complete and timely submit a valid Claim Form by February 10, 2027". Source: court record
- Distribution order
- source document
- Payments issued
- source document
The court’s exact words
An individual or entity that paid an unreimbursed ATM Access Fee directly to any Bank Defendant or Alleged Bank Co-Conspirator for a Foreign ATM Transaction using an ATM card issued by a financial institution in the United States to withdraw cash at an ATM located in the United States at any time from October 1, 2007, to July 26, 2024.
Quoted from the official notice. Read the notice for the full definition.
You may be included if you paid an unreimbursed fee to withdraw cash at another bank's ATM in the U.S., Oct. 1, 2007 to July 26, 2024.
It covers ATM cards issued by a U.S. financial institution.
It covers fees paid to JP Morgan, Wells Fargo, Bank of America or a bank in the Visa or Mastercard ATM networks.
Sources and checks (7)
Every fact people act on was copied from the official source and compared with it. How we check
- Official settlement site home page administrator site
- Long Form Notice, 2024 Visa and Mastercard settlement (court-approved notice hosted on the official site) administrator site
- Order Granting Motion for Final Approval of Settlement with the Visa and Mastercard Defendants, Doc. 304, D.D.C. (CourtListener RECAP copy of the filed order, scanned) court record
- Order Granting Mackmin Consumer Plaintiffs’ Motion for Authorization to Distribute Visa and Mastercard Settlement Funds, Doc. 308, D.D.C. (CourtListener RECAP copy of the filed order) court record
- Docket, Bartron v. Visa Inc., 1:11-cv-01831 (D.D.C.), CourtListener RECAP court record
- Official FAQ administrator site
- Burke v. Visa (non-bank ATM) settlement site home page, a different case, quoted only to tell the two apart administrator site
What changedLast change Oct 25, 2026
- Filing details corrected: removed 'an estimate of how many times you paid one'. The notice and home page say only that the claim form asks you to state under oath that you were assessed ATM surcharges; neither mentions an estimate. source document
- Filing details corrected after an independent check: the address printed is for requesting a paper form, not for mailing a claim, so it is no longer shown as a mailing address. source document
- Payment note rewritten so the cancellation of digital payments comes first, with the FAQ's paper-check instruction added. Added that the separate Burke v. Visa settlement is still open for claims until February 10, 2027. These corrections came from the independent second check. source document
- Payment-status record created for the Visa and Mastercard settlement of the bank-owned ATM class. The court signed the final approval order on June 20, 2025. The administrator's site says digital payments commenced on April 6, 2026, were issued between April and June 2026, and have since been canceled. source document
Questions
I already filed. What now?
If your claim was filed on time and accepted, it is in the pool. The administrator pays, usually after final approval and any appeals. Contact the administrator with your claim ID if something looks wrong. Never pay anyone to check on a claim.