Academy Mortgage data breach settlement
Stern, et al. v. Academy Mortgage Corporation
Also known as Stern v. Academy Mortgage; 2:24-cv-00015
The lawsuit said a March 2023 data incident at Academy Mortgage may have exposed Social Security numbers.
Copied from the official notice. Last compared Nov 3, 2026.
- You could get
- A share of the fund $1.995 million fund, split among everyone who files. Up to $3,000 for losses you can show with paperwork.
Source
“No documentation is required to submit a Claim for this cash payment.”
From the administrator site: Official settlement website home page. Last compared Nov 3, 2026.
- You need
- No receipt needed Needs the code from your notice Class Member ID from your notice (the online claim form asks for it first) Some paperwork: describes the claim form only
Source
“To receive reimbursement for documented losses, you must attest that the losses or expenses were incurred as a result of the Data Incident and provide reasonable third-party documentation supporting the losses (e.g., telephone records, correspondence, and receipts). ... California residents must provide proof of California residency during the Claims Period. A sworn attestation satisfies this requirement.”
From the administrator site: Official FAQ page. Last compared Nov 3, 2026.
- Who can file
- Notified by Academy Mortgage of its March 2023 data incident
Source
“The Settlement Class consists of all living persons residing in the United States who were notified by Defendant that their Personal Information may have been impacted by the Data Incident. ... The Settlement Class specifically excludes: (i) Defendant, any entity in which Defendant has a controlling interest, and Defendant’s officers, directors, legal representatives, successors, subsidiaries, and assigns; (ii) any judge, justice, or judicial officer presiding over this matter and members of their immediate families and their judicial staff; (iii) all individuals who make a timely Request for Exclusion from this proceeding using the correct protocol for opting out; and (iv) the attorneys representing the Settling Parties in the Litigation.”
From the administrator site: Official FAQ page. Last compared Nov 3, 2026.
- Where
- Anywhere in the U.S.
Source
“The Settlement Class consists of all living persons residing in the United States who were notified by Defendant that their Personal Information may have been impacted by the Data Incident.”
From the administrator site: Official settlement website home page. Last compared Nov 3, 2026.
- Time to file
- About 4 minutes
Source
Our estimate of how long the official claim form takes. The notice does not say.
From the official site: academymortgagesettlement.com. Last compared Nov 3, 2026.
Free. The official site never charges.
Quick answers
How much is the Academy Mortgage data breach settlement payout?
A share of the fund. $1.995 million fund, split among everyone who files. Up to $3,000 for losses you can show with paperwork.
Where is the Academy Mortgage data breach settlement claim form?
On the official site, academymortgagesettlement.com. Filing is free. The last day to file is Jan 27, 2027.
When will the Academy Mortgage data breach settlement pay?
Payment can only happen after the court gives final approval and any appeals are over.
The final approval hearing is set for Mar 31, 2027.
Is the Academy Mortgage data breach settlement legit?
The settlement administrator (the company that handles claims) is Kroll, and the official site is academymortgagesettlement.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Compare yourself to the official class definition
You may be included if you live in the U.S. and Academy Mortgage notified you that your data may have been hit in its March 2023 incident.
You are not included if you are Academy Mortgage or its officers or directors, the parties' lawyers, or the judge, staff or family.
Check each condition yourself. The boxes are only for you; nothing is sent or stored.
The Settlement Class consists of all living persons residing in the United States who were notified by Defendant that their Personal Information may have been impacted by the Data Incident.
From the administrator site: Official settlement website home page
This checklist is for guidance only and can be wrong. Only the court's definition decides. Read the official wording before you file.
Official payout table
The amounts the settlement itself sets. We do not work out a personal amount.
| Option and condition | Amount |
|---|---|
| Documented unreimbursed lossesThe most one claim can get | Up to $3,000 |
Everyone with a valid claim can also get a cash (a share of the fund, split among everyone who files) share with no documents (twice the share for California residents); no estimate is published.
A cash payment of up to $3,000 per Settlement Class Member for documented unreimbursed losses reasonably related to the Data Incident or to mitigating the effects of the Data Incident. Documentation is required. ... (proportional) cash payment. No documentation is required. ... California residents are eligible to receive a one-time cash payment that is double the amount of the Pro Rata Cash Payment. ... Three (3) years of credit monitoring service, which includes single-bureau credit monitoring, dark web monitoring, identity theft insurance with coverage of up to $1,000,000, and fully managed identity recovery services.
From the administrator site: Official FAQ page
Estimates can change with the number of valid claims and court deductions. Guidance only.
How to file
-
Find the code from your notice
- Class Member ID from your notice (the online claim form asks for it first)
-
Gather what you need
No proof of purchase is required.
- For documented losses: third-party documents such as telephone records, correspondence or receipts
- California residents: proof of California residency for the double cash payment (a sworn attestation is enough)
-
File online, or by mail
At academymortgagesettlement.com, by Jan 27, 2027. Filing is free.
Or mail a paper claim form to:Stern, et al. v. Academy Mortgage Corporation, c/o Kroll Settlement Administration LLC, P.O. Box 225391, New York, NY 10150-5391
The deadline note says: “Online or by mail postmarked by January 27, 2027 (the online form asks first for the Class Member ID from your notice).” -
Save your confirmation
Keep your confirmation number or email. You do not need to file again.
Confirm with the administrator before you act.
After you file
Payment can only happen after the court gives final approval and any appeals are over.
The final approval hearing is set for Mar 31, 2027.
For context: First payments were issued 52 to 875 days after final approval, based on 15 settlements. Half were paid within 119 days. 1 of the 15 waited on appeals after approval.
Also ending this week
Related settlements
Case details
- Case
- Stern, et al. v. Academy Mortgage Corporation
- Court
- United States District Court for the District of Utah
- Case number
- Case No. 2:24-cv-00015-DBB-DAO
- Administrator
- Kroll
- Official site
- academymortgagesettlement.com
- Settlement fund
- $1,995,000 settlement fund (also pays administration, taxes, attorneys' fees of up to $665,000, expenses of up to $50,000 and service awards)
- Full payout terms
- Pro rata cash (double in CA), plus up to $3,000 for lossesUp to $3,000 for documented unreimbursed losses (third-party documents required); a one-time pro rata cash payment with no documents needed (California residents get twice that amount); and three years of credit monitoring with up to $1,000,000 in identity theft insurance. If documented-loss claims use up the fund, they are reduced pro rata and no pro rata cash payments are made.
- Effort
- Easy, about 4 minutes
Other dates
- Opt-out (exclusion) deadline
- (ahead) source document
- Objection deadline
- (ahead) source document
- Final approval hearing
- (ahead) source document
The court’s exact words
The Settlement Class consists of all living persons residing in the United States who were notified by Defendant that their Personal Information may have been impacted by the Data Incident.
Quoted from the official notice. Read the notice for the full definition.
Our notes: The settlement concerns possible unauthorized access to Academy Mortgage Corporation's computer systems in or around March 2023, in which names, Social Security numbers, dates of birth and financial information may have been accessed and taken; Academy began notifying people in December 2023. The class is all living persons residing in the United States who were notified by Academy that their Personal Information may have been impacted. Excluded: Academy, entities it controls, and its officers, directors, legal representatives, successors, subsidiaries and assigns; judges, justices or judicial officers presiding over the case, their immediate families and judicial staff; people who opt out; and the attorneys representing the parties. California residents can get twice the cash (a share of the fund, split among everyone who files) amount with proof of California residency during the Claims Period (a sworn attestation is enough).
Sources and checks (3)
Every fact people act on was copied from the official source and compared with it. How we check
- Official settlement website home page administrator site
- Official FAQ page administrator site
- Official online claim form (first screen) administrator site
What changedLast change Oct 29, 2026
- Page created. Claims open until January 27, 2027. source document
Questions
I already filed. What now?
Keep your confirmation number or email. You do not need to file again. Payment can only happen after the court gives final approval; once it does, the payment status page shows what is known.
Opting out
To leave the settlement and keep your right to sue on your own, follow the official notice by Dec 28, 2026. If you opt out, you get no payment. Opting out and objecting have separate rules; we cannot tell you which is right for you.